About Me
Mortgage Services


Banff and the Bow Valley

Mortgage Rate Hold – more than just a term!

A Mortgage Rate Hold is a term that all prospective home buyers should know and understand so you can decide if it makes sense for your purchasing goals. There are a few aspects to a rate hold, so learning more can help you to decide if this is worth considering for your particular situation or future plans. The most important detail to keep in mind is that a rate hold can be put in place even before you know the

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carolyn withey

Carolyn (Caz)

Licensed by Mortgage Architects

Many of us in the Bow Valley first came out here for a single summer or for one ski season.. and just like that we were hooked. I was lucky enough to do just that. Though I spent years returning to University, then traveling and working abroad, I couldn’t get the Rocky Mountains out of my system. Though I’ve lived and worked in a number of beautiful countries since that first summer, including New Zealand where my husband is from, Australia, and the UK, this is the spot my heart feels the happiest and most fulfilled.